A solution that aligns the long-term interests of both employers and employees, supporting sustainable growth for organizations and lasting financial benefits for their people.
A long-term savings plan sets a new standard in corporate financial benefits, where employees gain access to professionally managed, long-term investment solutions with a personalized approach.
Combining disciplined long-term investing with deep asset management expertise, the VinaCapital WealthBuilder offers employees a structured and sustainable wealth accumulation journey guided by professionals. From achieving important financial milestones to preparing for a secure and comfortable retirement, every step is built on insight, care, and a long-term perspective.
For employers, the VinaCapital WealthBuilder long-term saving plan is more than a benefit – it is a strategic commitment to the enduring prosperity of their workforce.
Stronger talent attraction & retention
A long-term savings plan helps companies stand out by offering a forward-looking financial benefit, creating a clear advantage in attracting and retaining high-quality talent, especially among younger, benefit-conscious employees.
Enhanced Employee Value Proposition (EVP)
Modern Vietnamese professionals increasingly value long-term financial security, purpose, and well-being over pure compensation. By offering a long-term savings plan, employers elevate their EVP with a premium, future-oriented benefit, reinforcing their brand as a responsible and people-centric organization.
Improved engagement, loyalty & productivity
Structured long-term benefits (e.g., retention schemes, wealth accumulation plans) are proven to increase engagement and reduce turnover. A long-term savings plan creates a sense of shared journey, aligning employee interests with long-term stability and encouraging stronger commitment to the organization.
Cost-efficient & scalable benefits design
Compared to recurring cash bonuses, structured savings plans can be more predictable, scalable, and strategically allocated. They also complement existing benefits (e.g., annual bonus, insurance) while supporting long-term workforce planning and financial wellness initiatives – a growing priority in Vietnam.
Fully Digital, Effortless Administration
The VinaCapital WealthBuilder long-term savings plan is 100% digitally managed, allowing employers to easily oversee, track, and administer the program without the need for complex paperwork. This streamlined digital approach reduces administrative burden, saves time, and ensures a seamless experience for both HR teams and employees.
Structured path to long-term wealth accumulation
Financial security remains the top priority for Vietnamese employees. A long-term savings plan provides a disciplined way to save and invest regularly, helping employees build wealth sustainably rather than relying solely on short-term income or bonuses.
Support for major life milestones
Vietnamese employees increasingly seek support beyond salary – especially for housing, family, education, and retirement. A long-term savings plan enables employees to plan ahead with confidence, supporting key milestones across different life stages.
Access to professional investment management
Instead of self-managing savings (which can be inconsistent or low-yield), employees benefit from institutional-quality fund management, helping optimize long-term returns and reduce financial decision stress.
Greater financial confidence & well-being
Financial stress is a growing concern, and companies are increasingly investing in financial wellness programs to help address it. By providing a clear long-term plan, a long-term savings plan helps employees feel more secure, focused, and in control of their financial future, including retirement readiness.
Seamless, Fully Digital Access
Employees can manage their VinaCapital WealthBuilder plan entirely online, from monitoring balances to updating contributions, without paperwork or delays. This fully digital experience offers convenience, transparency, and complete control over their long-term financial journey.
Thu Nguyen, CFA
Deputy CEO of VinaCapital Fund Management
Minh Dinh
Senior Investment Director,
Portfolio Manager
Huyen Tran, CFA
Associate Investment Director,
Portfolio Manager
Phuong Nguyen
Senior Investment Manager,
Portfolio Manager
Thang Pham, CFA
Investment Manager,
Portfolio Manager
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